Mortgage Update 5/20/2010
The tax credit may be gone but mortgage rates in Ephrata, Lancaster and beyond are phenomenal! Conventional and Government rates are 5.00 or less. 15 year terms are 4.5 or less. 5 Year ARM’s are 4.00 or less!
At Cole Taylor Mortgage, a division of Cole Taylor Bank we are cranking out loans in record time. In Ephrata, yours truly Brian Weems Williams will gladly assist you in the purchase or refinance of your home. In Lancaster and elsewhere, reach out to me, Doris Good, Lesley Kuffel, Wayne Angelo or Mike Lafferty for a consultation.
As always, I’m a phone call away at 468-0130, or e-mail at broweems@ptd.net.
A (yard) Wasted Weekend
Oy! My aching back! I trimmed the low hanging branches of a couple of hemlock trees in my backyard on Saturday and Sunday. Trimming was the easy part. Bagging the sh$! up was the hard part. I filled 24 40 gallon yard waste bags. Good’s Disposal will need to send a fleet just for us.
Saturday afternoon the manual labor was pleasantly put on hold, as Lori and I attended a reunion of her first team from Biggest Loser. No one was counting calories at this bash!
Sunday was more man against yard. Call it a draw. I visited 5 Open Houses in Ephrata, to see what’s for sale in town. Still a buyer’s market my friends…giddy up.
Kate and Nathan played Guitar Hero for approximately 9 hours. Kate only quit to watch the Jonas Brothers marathon on Disney. Lori gleefully escaped the noise to go to work. I napped through some of it, but honestly can’t recall Sunday night cuz my back and bones still ached.
Mortgage Update 7/14/09 Inching Up
On the heels of a robust day in the stock market yesterday, rates are up about an 1/8th today.
30 year fixed rates are mid to high 4’s with points and mid to high 5’s with no points. FHA is 5.5 to 6.0 depending on points.
All in all rates are outstanding from a historical perspective. Definitely better than 30 days ago when they were a half point higher, but a little lower than the first few months of the year when we hit all-time lows.
For a specific question about a specific situation regarding rates, credit or real estate in Ephrata, PA or around the universe I’m at (717) 468-0130 and broweems@ptd.net