Catastrophic Health Insurance
Okay, so you’re super healthy, and rarely go to the doctor…AND you don’t want to spend a lot on health insurance. Perhaps the answer is coverage just for catastrophic events, major illness or horrible accident. But is this all you need?
Wow, Term Life Insurance is Cheap!
Rates have come down dramatically in term life insurance in the last few years, due to the fact that we are all living longer, and the insurance companies haven’t had to too many claims.
What is an HMO?
HMO is a health maintenance organization. It’s managed health care. Your doctor is your “primary care physician” or PCP. You must see your PCP to get a referral to see a specialist. It’s a “closed” network of providers, meaning you have no coverage if you go outside the network. Is it right for you? Watch the video to see.
HSA’s Health Savings Accounts
Is an HSA the best option when you self insure?
Your Friend in the health insurance business!
Mortgage Update 5/20/2010
The tax credit may be gone but mortgage rates in Ephrata, Lancaster and beyond are phenomenal! Conventional and Government rates are 5.00 or less. 15 year terms are 4.5 or less. 5 Year ARM’s are 4.00 or less!
At Cole Taylor Mortgage, a division of Cole Taylor Bank we are cranking out loans in record time. In Ephrata, yours truly Brian Weems Williams will gladly assist you in the purchase or refinance of your home. In Lancaster and elsewhere, reach out to me, Doris Good, Lesley Kuffel, Wayne Angelo or Mike Lafferty for a consultation.
As always, I’m a phone call away at 468-0130, or e-mail at broweems@ptd.net.
Massanutten Was Massasomethin…Somethin Cold!
Lori’s folks Christmas present to us was a weekend with them and the kids at a resort in Northwestern Virginia called Massanutten. We got there New Year’s Day and on Saturday we went snow tubing. In the video it looks ideal, sunny and clear, perfect, right. OMG it was the coldest I’ve ever felt. I swear in 18 years in Rochester, NY I never felt this cold. The wind was ripping us apart as we waited for our turns to tube. Somehow Kate & Nathan were oblivious to it all, but us grown ups bailed and went inside for hot chocolate in due time.
We thawed out later, see the next post.
Splish, Splash! Taking the Plunge
After freezng our niblets off on the snowtube run, we warmed up and had a blast in the indoor waterpark. EXCEPT I lost my wedding band! Amazingly the staff found it the next day!
Kate & Nathan Rip Open Their Christmas Gifts
They had so much stuff (as usual), but I shrunk the footage down.
Miss Kate Turns 11!
One present clearly was most important!