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<channel>
	<title>Brian Weems Williams</title>
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	<link>http://brianweemswilliams.com</link>
	<description>Ephrata PA&#039;s Mortgage Expert</description>
	<lastBuildDate>Thu, 22 Jul 2010 16:24:23 +0000</lastBuildDate>
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		<title>Ephrata Area Mortgage Update 7/22/10</title>
		<link>http://brianweemswilliams.com/topics</link>
		<comments>http://brianweemswilliams.com/topics#comments</comments>
		<pubDate>Thu, 22 Jul 2010 16:24:23 +0000</pubDate>
		<dc:creator>BrianWilliams</dc:creator>
				<category><![CDATA[Ephrata]]></category>
		<category><![CDATA[Mortgage Update]]></category>
		<category><![CDATA[brother weems]]></category>
		<category><![CDATA[Cole Taylor]]></category>
		<category><![CDATA[Ephrata Mortgage]]></category>
		<category><![CDATA[Ephrata Mortgage Rates]]></category>
		<category><![CDATA[lancaster mortgage rates]]></category>
		<category><![CDATA[Mortgage]]></category>
		<category><![CDATA[Weems]]></category>

		<guid isPermaLink="false">http://brianweemswilliams.com/?p=660</guid>
		<description><![CDATA[Rates are still RIDICULOUSLY low.  The time to buy or refi is NOW!!!

]]></description>
			<content:encoded><![CDATA[<p>Rates are still RIDICULOUSLY low.  The time to buy or refi is NOW!!!</p>
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		<title>Cole Taylor Mortgage Comes to Ephrata</title>
		<link>http://brianweemswilliams.com/topics</link>
		<comments>http://brianweemswilliams.com/topics#comments</comments>
		<pubDate>Fri, 21 May 2010 18:28:12 +0000</pubDate>
		<dc:creator>BrianWilliams</dc:creator>
				<category><![CDATA[Ephrata]]></category>
		<category><![CDATA[Mortgage Update]]></category>
		<category><![CDATA[Beacon Mortgage]]></category>
		<category><![CDATA[brother weems]]></category>
		<category><![CDATA[Cole Taylor Bank]]></category>
		<category><![CDATA[Ephrata Mortgage]]></category>
		<category><![CDATA[Ephrata Mortgage Rates]]></category>
		<category><![CDATA[Ephrata real estate]]></category>
		<category><![CDATA[lancaster mortgage rates]]></category>
		<category><![CDATA[Weems]]></category>

		<guid isPermaLink="false">http://brianweemswilliams.com/?p=646</guid>
		<description><![CDATA[
]]></description>
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		<title>Mortgage Update 5/21/2010</title>
		<link>http://brianweemswilliams.com/topics</link>
		<comments>http://brianweemswilliams.com/topics#comments</comments>
		<pubDate>Fri, 21 May 2010 18:22:50 +0000</pubDate>
		<dc:creator>BrianWilliams</dc:creator>
				<category><![CDATA[Ephrata]]></category>
		<category><![CDATA[Mortgage Update]]></category>
		<category><![CDATA[Cole Taylor Bank]]></category>
		<category><![CDATA[Ephrata Mortgage]]></category>
		<category><![CDATA[Ephrata Mortgage Rates]]></category>
		<category><![CDATA[Lancaster Mortgage]]></category>

		<guid isPermaLink="false">http://brianweemswilliams.com/?p=643</guid>
		<description><![CDATA[
]]></description>
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		<title>Mortgage Update 5/20/2010</title>
		<link>http://brianweemswilliams.com/topics</link>
		<comments>http://brianweemswilliams.com/topics#comments</comments>
		<pubDate>Thu, 20 May 2010 20:11:07 +0000</pubDate>
		<dc:creator>BrianWilliams</dc:creator>
				<category><![CDATA[Ephrata]]></category>
		<category><![CDATA[Mortgage Update]]></category>
		<category><![CDATA[Brian Williams]]></category>
		<category><![CDATA[Cole Taylor Bank]]></category>
		<category><![CDATA[Cole Taylor Mortgage]]></category>
		<category><![CDATA[Ephrata Mortgage]]></category>
		<category><![CDATA[Ephrata real estate]]></category>
		<category><![CDATA[Weems]]></category>

		<guid isPermaLink="false">http://brianweemswilliams.com/?p=641</guid>
		<description><![CDATA[The tax credit may be gone but mortgage rates in Ephrata, Lancaster and beyond are phenomenal!  Conventional and Government rates are 5.00 or less.  15 year terms are 4.5 or less.  5 Year ARM&#8217;s are 4.00 or less!
At Cole Taylor Mortgage, a division of Cole Taylor Bank we are cranking out loans in record time.   [...]]]></description>
			<content:encoded><![CDATA[<p>The tax credit may be gone but mortgage rates in Ephrata, Lancaster and beyond are phenomenal!  Conventional and Government rates are 5.00 or less.  15 year terms are 4.5 or less.  5 Year ARM&#8217;s are 4.00 or less!</p>
<p>At Cole Taylor Mortgage, a division of Cole Taylor Bank we are cranking out loans in record time.   In Ephrata, yours truly Brian Weems Williams will gladly assist you in the purchase or refinance of your home.  In Lancaster and elsewhere, reach out to me, Doris Good, Lesley Kuffel, Wayne Angelo or Mike Lafferty for a consultation.</p>
<p>As always, I&#8217;m a phone call away at 468-0130, or e-mail at <a href="mailto:broweems@ptd.net">broweems@ptd.net</a>.</p>
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		<item>
		<title>4 Months Later</title>
		<link>http://brianweemswilliams.com/topics</link>
		<comments>http://brianweemswilliams.com/topics#comments</comments>
		<pubDate>Thu, 20 May 2010 19:48:46 +0000</pubDate>
		<dc:creator>BrianWilliams</dc:creator>
				<category><![CDATA[Ephrata]]></category>
		<category><![CDATA[Family]]></category>
		<category><![CDATA[Beacon Mortgage]]></category>
		<category><![CDATA[Cole Taylor Bank]]></category>
		<category><![CDATA[individual health insurance]]></category>

		<guid isPermaLink="false">http://brianweemswilliams.com/?p=639</guid>
		<description><![CDATA[Holy Moly, it&#8217;s been 4 months since I posted anything!  There&#8217;s been a lot going on.
On the mortgage side, those of us at Beacon flirted with transitioning to mortgage bankers at the end of 2009.  We didn&#8217;t make the jump for many reasons&#8230;until the end of March.  We are now Cole Taylor Mortgage, a division [...]]]></description>
			<content:encoded><![CDATA[<p>Holy Moly, it&#8217;s been 4 months since I posted anything!  There&#8217;s been a lot going on.</p>
<p>On the mortgage side, those of us at Beacon flirted with transitioning to mortgage bankers at the end of 2009.  We didn&#8217;t make the jump for many reasons&#8230;until the end of March.  We are now Cole Taylor Mortgage, a division of Cole Taylor Bank.  Cole Taylor Bank is based in Chicago, and has been around for 80 years.   The mortgage division is new, though spearheaded by industry legends from the legendary ABN-AMRO mortgage group.</p>
<p>We are the first retail branch in Pennsylvania for Cole Taylor Mortgage!  While there may be a learning curve with systems and processes, the end result is already phenomenal.  Local processing and in-house underwriting means quicker decisions on files and shortens the cycle to get a loan closed.  Local appraisers.  Excellent rates.  It&#8217;s made things fun again!</p>
<p>On other topics, I have been on QVC a few times selling the world&#8217;s best hose products, those made in Oregon by Water Right.</p>
<p>I am once again coaching Kate&#8217;s Ephrata U12 Girls Rec soccer team.  Got trounced in week 1, but every other game has been close, with 1 win and 1 tie to go with 3 losses.</p>
]]></content:encoded>
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		<item>
		<title>Massanutten Was Massasomethin&#8230;Somethin Cold!</title>
		<link>http://brianweemswilliams.com/topics</link>
		<comments>http://brianweemswilliams.com/topics#comments</comments>
		<pubDate>Fri, 08 Jan 2010 19:20:22 +0000</pubDate>
		<dc:creator>BrianWilliams</dc:creator>
				<category><![CDATA[Family]]></category>
		<category><![CDATA[Massanutten]]></category>
		<category><![CDATA[Weems]]></category>

		<guid isPermaLink="false">http://brianweemswilliams.com/?p=607</guid>
		<description><![CDATA[Lori&#8217;s folks Christmas present to us was a weekend with them and the kids at a resort in Northwestern Virginia called Massanutten.  We got there New Year&#8217;s Day and on Saturday we went snow tubing.  In the video it looks ideal, sunny and clear, perfect, right.  OMG it was the coldest I&#8217;ve ever felt.  I [...]]]></description>
			<content:encoded><![CDATA[<p>Lori&#8217;s folks Christmas present to us was a weekend with them and the kids at a resort in Northwestern Virginia called Massanutten.  We got there New Year&#8217;s Day and on Saturday we went snow tubing.  In the video it looks ideal, sunny and clear, perfect, right.  OMG it was the coldest I&#8217;ve ever felt.  I swear in 18 years in Rochester, NY I never felt this cold.  The wind was ripping us apart as we waited for our turns to tube.  Somehow Kate &amp; Nathan were oblivious to it all, but us grown ups bailed and went inside for hot chocolate in due time.</p>
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<p>We thawed out later, see the next post.</p>
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		<item>
		<title>Splish, Splash!  Taking the Plunge</title>
		<link>http://brianweemswilliams.com/topics</link>
		<comments>http://brianweemswilliams.com/topics#comments</comments>
		<pubDate>Fri, 08 Jan 2010 18:45:44 +0000</pubDate>
		<dc:creator>BrianWilliams</dc:creator>
				<category><![CDATA[Family]]></category>
		<category><![CDATA[Kate Williams]]></category>
		<category><![CDATA[Massanutten]]></category>
		<category><![CDATA[Nathan Williams]]></category>
		<category><![CDATA[Weems]]></category>

		<guid isPermaLink="false">http://brianweemswilliams.com/?p=604</guid>
		<description><![CDATA[After freezng our niblets off on the snowtube run, we warmed up and had a blast in the indoor waterpark.  EXCEPT I lost my wedding band!  Amazingly the staff found it the next day!

]]></description>
			<content:encoded><![CDATA[<p>After freezng our niblets off on the snowtube run, we warmed up and had a blast in the indoor waterpark.  EXCEPT I lost my wedding band!  Amazingly the staff found it the next day!</p>
<p><object classid="clsid:d27cdb6e-ae6d-11cf-96b8-444553540000" width="425" height="350" codebase="http://download.macromedia.com/pub/shockwave/cabs/flash/swflash.cab#version=6,0,40,0"><param name="src" value="http://www.youtube.com/v/8im2eajP71g" /><embed type="application/x-shockwave-flash" width="425" height="350" src="http://www.youtube.com/v/8im2eajP71g"></embed></object></p>
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		<item>
		<title>Kate &amp; Nathan Rip Open Their Christmas Gifts</title>
		<link>http://brianweemswilliams.com/topics</link>
		<comments>http://brianweemswilliams.com/topics#comments</comments>
		<pubDate>Fri, 08 Jan 2010 18:36:10 +0000</pubDate>
		<dc:creator>BrianWilliams</dc:creator>
				<category><![CDATA[Ephrata]]></category>
		<category><![CDATA[Family]]></category>
		<category><![CDATA[Kate Williams]]></category>
		<category><![CDATA[Nathan Williams]]></category>
		<category><![CDATA[Weems]]></category>

		<guid isPermaLink="false">http://brianweemswilliams.com/?p=601</guid>
		<description><![CDATA[They had so much stuff (as usual), but I shrunk the footage down.

]]></description>
			<content:encoded><![CDATA[<p>They had so much stuff (as usual), but I shrunk the footage down.</p>
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		<item>
		<title>Miss Kate Turns 11!</title>
		<link>http://brianweemswilliams.com/topics</link>
		<comments>http://brianweemswilliams.com/topics#comments</comments>
		<pubDate>Fri, 08 Jan 2010 18:32:07 +0000</pubDate>
		<dc:creator>BrianWilliams</dc:creator>
				<category><![CDATA[Family]]></category>
		<category><![CDATA[Weems]]></category>

		<guid isPermaLink="false">http://brianweemswilliams.com/?p=599</guid>
		<description><![CDATA[One present clearly was most important!

]]></description>
			<content:encoded><![CDATA[<p>One present clearly was most important!</p>
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		<title>My Little Buckeroo Turns 7!</title>
		<link>http://brianweemswilliams.com/topics</link>
		<comments>http://brianweemswilliams.com/topics#comments</comments>
		<pubDate>Fri, 08 Jan 2010 18:28:35 +0000</pubDate>
		<dc:creator>BrianWilliams</dc:creator>
				<category><![CDATA[Family]]></category>
		<category><![CDATA[Weems]]></category>

		<guid isPermaLink="false">http://brianweemswilliams.com/?p=597</guid>
		<description><![CDATA[Edited for your viewing pleasure&#8230;Nathan rips open some birthday presents.

]]></description>
			<content:encoded><![CDATA[<p>Edited for your viewing pleasure&#8230;Nathan rips open some birthday presents.</p>
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